Balanced Bond

Balanced Bond at a Glance

This section provides a summary of the key features of the Bond. We recommend that you read the entire Product Disclosure Statement (PDS) before deciding to invest. Should you choose to proceed with investing in the Balanced Bond, please complete the application form included in the PDS.

Investment Bond	Balanced Bond
Bond Type	Unit-linked Bond with growth and income returns reflected in unit prices
Investment Objective and Strategy^^	To provide investors with growth from capital appreciation and income over the long term (7-10years). The Balanced Bond invests in a diversified portfolio of assets, including both growth securities (i.e. Australian and international shares and property) and income securities (i.e. fixed interest and cash). Exposure to property may include both direct real property investments and investments in listed and unlisted property securities.
Capital Guarantee	No, unit-linked
Risk Rating	Moderate
Asset Allocation**	Bench Mark Range Sector Specific Fund^ Asset Class Minimum % Maximum % Australian Shares 20 55 Russell Australian Shares Tracker Fund International Shares 10 40 Russell International Shares Fund (both hedged and unhedged) Property 0 20 Russell Australian Property Securities Fund Australian Fixed Interest 0 35 SSgA Australian Fixed Income Index Trust International Fixed Interest 0 25 SSgA Global Fixed Income Index Trust Cash 0 15 Macquarie Treasury Fund
Fund Managers^

Balanced Bond Asset Allocation

For information about this bonds asset allocation, please download a copy of Balanced Bond Investor Update.

Balanced Bond Size

For information about the bonds size, please download a copy of Blanaced Bond Investor Update.

Balanced Bond Unit Price

Unit prices for the Balanced Bond can be found by clicking here.

Balanced Bond Downloads

To download a copy of the latest Product Disclosure Statement and or the latest Investor Update for this bond, please click on the link below.

Flexible Investment Bonds PDS
Flexible Investment Bonds Supplementary PDS 

Balanced Bond Investor Update

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^ Russell Investment Management Ltd (AFSL 247185) is the responsible entity and manager of the Russell Australian Shares Tracker Fund, the Russell International Shares Fund and the Russell Australian Property Securities Fund. State Street Global Advisors, Australia Services Limited (AFSL 274900) is the responsible entity, and State Street Global Advisors, Australia, Limited (AFSL 238276) is the investment manager of the SSgA Australian Fixed Income Index Trust and the SSgA Global Fixed Income Index Trust. Macquarie Investment Management Limited (AFSL 237492) is the manager and responsible entity of the Macquarie Treasury Fund. We may add or remove investment managers or change the underlying funds in which the Bond invests without prior notice to you.
^^ We and/or the underlying investment managers may use derivatives for hedging purposes and/or to implement the Bond’s investment strategy. We and/or the underlying investment managers will not use derivatives for gearing purposes or speculative activities.
** Asset allocations and benchmarks may be altered without prior written notice to you when the change does not alter the risk profile of the Bond.