Growth Bond

Growth Bond at a Glance

This section provides a summary of the key features of the Bond. We recommend that you read the entire Product Disclosure Statement (PDS) before deciding to invest. Should you choose to proceed with an investment in the Growth Bond, please complete the application form in the PDS.

Investment Bond	Growth Bond
Bond Type	Unit-linked Bond with growth and income returns reflected in unit prices
Investment Objective and Strategy^^	To provide investors with long-term (7-10 years) tax-paid capital growth and competitive returns, while controlling short-term variability of capital. The Growth Bond invests in a diversified portfolio of assets with the majority of assets in growth assets such as Australian and International shares and property. Exposure to property may include both direct real property investments and investments in listed and unlisted property securities. The Bond will also invest in some income producing assets such as fixed interest and cash.
Capital Guarantee	No, unit-linked
Risk Rating	Moderate
Asset Allocation**	Bench Mark Range Sector Specific Fund^ Asset Class Minimum % Maximum % Australian Shares 0 50 Ausbil Dexia Australian Active Equity Fund International Shares 0 50 SSgA Global Index Plus SSgA Global Index Plus (hedged) Fund Property 0 33 Over Fifty Direct Property Trust Macquarie True Index Listed Property Australian Fixed Interest 0 95 Macquarie Enhanced Fixed Interest Fund International Fixed Interest 0 85 Macquarie True Index Global Bond Cash 5 100 Macquarie Diversified Treasury (A) Fund Alternative Assets 0 15 Colonial First State Wholesale Infrastructure Income
Fund Managers^

Growth Bond Asset Allocation

For information about this bonds asset aloocation, please download a copy of Growth Bond Investor Update.

Growth Bond Size

For information about the bonds size, please download a copy of Growth Bond Investor Update.

Growth Bond Unit Prices

Unit prices for the Growth Bond can be found by clicking here.

Growth Bond Downloads

To download a copy of the latest Product Disclosure Statement and or the latest Investor Update for this bond, please click on the link below.

Flexible Investment Bonds PDS 

Flexible Investment Bonds Supplementary PDS 

Growth Bond Investor Update

To be able to view these documents you will need to have Adobe Acrobat. To receive your free copy of Adobe Acrobat reader click here.

Correct As at 2 February 2009
^ Ausbil Dexia Limited (AFSL 229722) is the responsible entity of the Ausbil Dexia Australian Active Equity Fund, Macquarie Investment Management Limited (AFSL 237492) is the responsible entity of the Macquarie Enhanced Fixed Interest Fund, the Macquarie True Index Listed Property Fund, the Macquarie True Index Global Bond Fund and the Macquarie Diversified Treasury (A) Fund. Over Fifty Funds Management Limited (AFSL 230326) is the responsible entity of the Over Fifty Direct Property Trust. Colonial First State Global Asset Management (Australia) Limited (AFSL 289017) is the responsible entity of the Colonial First State Wholesale Infrastructure Income Fund and State Street Global Advisors Ltd (AFSL 238276) is the responsible entity of the SSgA Global Index Plus and the SSgA Global Index (hedged) funds. We may add or remove investment managers or change the underlying funds in which the Bond disclaimer without prior notice to you. 
^^ We and/or the underlying investment managers may use derivatives for hedging purposes and/or to implement the Bond’s investment strategy. We and/or the underlying investment managers will not use derivatives for gearing purposes or speculative activities.
** Asset allocations and benchmarks may be altered without prior written notice to you when the change does not alter the risk profile of the Bond.