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Home Insurance Comparison Chart

Comparison Chart

If you have a claim under the policy we give benefits for:	Over Fifty Prestige	Over Fifty Classic	Over Fifty Vital
Insured Events cover
Accidental loss or damage
Accidental breakage of glass
Additional cost of temporary accommodation	Up to 10% of contents sum insured combined with 'Removal of debris, professional fees, and extra costs'	Up to 10% of contents sum insured combined with 'Removal of debris, professional fees, and extra costs'	Up to 10% of contents sum insured combined with 'Removal of debris, professional fees, and extra costs'
Automatic indexation of sum insured
Compensation for death	Up to $10,000	Up to $10,000	Up to $10,000
Contents in open air at the risk address	Sub-limits for selected contents based on insured loss or damage	Sub-limits for selected contents based on insured events loss or damage	Sub-limits for selected contents based on insured events loss or damage
Contents in safe deposit box	Up to 20% of contents sum insured	Up to 20% of contents sum insured	Up to 20% of contents sum insured
Credit cards - cover for loss or theft	Up to $5,000	Up to $5,000	Up to $2,500
Fusion of electric motors	Motors up to 12 years old	Motors up to 10 years old
Guests', visitors' and domestic helpers' property	Up to $5,000	Up to $5,000	Up to $5,000
Landlords' contents		Up to $10,000	Up to $10,000
Legal Liability cover	Up to $20,000,000	Up to $20,000,000	Up to $10,000,000
Modifications to buildings for paraplegia & quadriplegia	Up to $10,000	Up to $10,000	Up to $10,000
Replacement of locks and cylinders	Up to $2,000	Up to $1,000	Up to $1,000
Security firm attendance	Up to $500	Up to $500	Up to $500
Spoilage of refrigerated / freezer food	No specified limit	Up to $500
Temporary removal of Contents from your risk address	Up to 20%/$7,500 of contents sum insured with sub-limits for selected contents	Up to 20% of contents sum insured with sub-limits for selected contents	Up to 20% of contents sum insured with sub-limits for selected contents
Title deeds	Up to $2,000	Up to $2,000	Up to $2,000
Veterinary costs	Up to $500	Up to $500	Up to $500

* Please read the Product Disclosure Statement to decide if the product is right for you

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This Insurance is underwritten by Allianz Australia Insurance limited (Allianz) AFS Licence No. 234708 ABN 15 000 122 850. Over Fifty Insurance Pty Ltd ABN 58 007 165 200 AFS Licence No. 295939 acts as an agent for Allianz not as your agent.

~ Travel Insurance is arranged and managed by ETI Australia Pty Ltd AFS Licence 245631 ABN 52 097 227 177 trading as Mondial Assistance. Please follow the links provided on this website for a copy of the Product Disclosure Statement (PDS) for each insurance product. Information on this website is general information only and does not take into consideration your objectives, financial situation or needs, which you should consider before acting on any recommendations. You should read and consider the PDS before deciding whether to acquire any products mentioned. We receive commission on these insurance products as a percentage of the premium paid for each policy ranging from 5% to 30%.

Information on this website is general information only and does not take into consideration any persons personal circumstances, objectives or needs. Use of this site is governed by our terms and conditions.