Travel Insurance Policy Summary

For a detailed description of our policy, please ensure you read the Product Disclosure Statement carefully before you decide if the product is right for you.

Cancellations and lost deposits

Sometimes things don't go to plan. Our Travel Insurance covers your financial loss if you have to cancel or cut short your trip under certain circumstances (such as returning home mid-way through a trip to attend to a sick relative).

Hospital and medical expenses

Cover for hospital or medical bills that you incur while travelling. Overseas medical bills can be very expensive and language barriers can sometimes cause confusion. Over Fifty Insurance gives you peace of mind. Our emergency medical assist team can deal with local hospitals in their own language and keep your friends and families informed. We also give you an allowance for expenses incurred while hospitalised.

Additional Expenses

Over Fifty Insurance covers you if the unexpected happens. Over Fifty Insurance covers the expenses you incur due to you not being able to continue your travel due to the injury or illness of you or one of your travelling companions. We also cover the expenses you incur if your transport is delayed due to severe weather or accident.

Loss of Income

Cover for your income if you cannot return to your usual employment due to an accidental injury suffered whilst you were on holiday.

Alternative Transport Expenses

If the major part of your travel has been interrupted due to illness and you need to be escorted home, Over Fifty Insurance will cover the reimbursement of your return airfare.

Accidental Death and/or Permanent Disability

Payment to your estate for accidental death from an injury sustained during your holiday. You are also covered for a range of injuries that affect your day-to-day life.

Travel Delay

Cover for meals and accommodation expenses due to a transport delay.

Theft

Cover to replace costs of cash, travel documents, credit cards and travellers cheques lost or stolen while on holiday.

Baggage

Cover for the loss or damage to your luggage and personal effects while you are travelling. It also covers you to purchase essential items of clothing and other personal items if your luggage is delayed or misplaced.

Personal Liability

Tourists make mistakes and sometimes get sued in a foreign country. The liability section can protect your legal costs (which can be substantial).

More Information

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About our pre-existing medical conditions we cover
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This Insurance is underwritten by Allianz Australia Insurance limited (Allianz) AFS Licence No. 234708 ABN 15 000 122 850. Over Fifty Insurance Pty Ltd ABN 58 007 165 200 AFS Licence No. 295939 acts as an agent for Allianz not as your agent.

~ Travel Insurance is arranged and managed by ETI Australia Pty Ltd AFS Licence 245631 ABN 52 097 227 177 trading as Mondial Assistance. Please follow the links provided on this website for a copy of the Product Disclosure Statement (PDS) for each insurance product. Information on this website is general information only and does not take into consideration your objectives, financial situation or needs, which you should consider before acting on any recommendations.You should read and consider the PDS before deciding whether to acquire any products mentioned. We receive commission on these insurance products as a percentage of the premium paid for each policy ranging from 5% to 30%.